Whether you are a first time home buyer or it’s been years since you purchased your last home, you probably have many questions.
With my experience, knowledge, networks, relationships, resources and negotiating skills I will make purchasing your first home or your 10th home a positive and exciting journey.
Step 1: Buyer Consultation
During our consultation, first and most important, we will get to know each other. It is extremely important you like the Realtor you are working with. And by getting to know you I can make sure that I provide you the best experience through your style of communication and knowing your expectations. All agents have access to the same information, tools, and technology; it’s our interpersonal skills that will dictate your experience.
Discuss what you are looking for in your next home. # of bedrooms, # of bathrooms, square footage, 1 or 2 story, pool or no pool, move in ready or TLC ok, location location location, and all other requirements. We will solidify your deal breakers and preferences.
Then venture into the financial information. Do you have money saved? Do you have funds coming from the sale of a property? Will we apply for down payment assistance? What payment would you like to stay around or below? What payment does that allow our purchasing power to be? I will answer as many financial questions that I can but will be limited until you have spoken with a lender.
Step 2: Speak to a lender
You are allowed to use anyone you wish to during your transaction. However I have a team of people I work with that I like, know, and trust that have proven through many transactions they are the professionals I have the most success with and will provide my list of partners during this time.
Step 3: Follow-up Consultation
If you are Pre-approved, not just Pre-qualified, I will set up your portal to search the homes on MLS that meet your requirements we spoke about in the first consultation.
Step 4: We go look at houses!!!
Step 5: Make an Offer!
Submit an offer on that perfect home and once an offer is accepted, I become your liaison closely walking you through the process from offer to closing to keys.
*** If you are not pre-approved the first time around, know that my work has not ended. As a team, along side the lender, we will develop a plan of action for you to take to accomplish your goal of home ownership. See 1st Time Home Buyer page for more information. ***
Excitement, Scared, Joy, Apprehensive, and so many emotions go along with buying your first home.
Jessica and the HECM specialist have an initial consultation with you to learn more about HECM. The specialist will gather the necessary information in order to present options and discuss if this is the right program for you.